It’s a pretty normal question to ask: The honest answer is that it depends — on your goals, and the plan selected…However most of our clients see results within the first 30-45 days. That’s actually one of the best parts of choosing Roman Financial Solutions. We look at your individual situation and build your own personal Game Plan accordingly. Your Game Plan focuses on the areas that will make the most impact. We at Roman Financial Solutions get to work quickly to make sure your creditors are being responsible regarding the information they’re reporting about you.

There is no fast and easy answer to this question. The time it takes to repair your credit is completely dependent upon your personal situation. The game plan created and plan selected is designed for you to complete the program within 90-180 days. We work with you, but we also need you to work with us.

Yes, you can. There is technically nothing a credit repair agency can do that you can’t do yourself. However, you need to be willing to put in the work and educate yourself about credit law. In fact, you can find DIY kits and other resources like books online that will give you the tools necessary to begin yourself. Keep in mind, however, that it is a lot of work contacting agencies and creditors. The process of trying to work out settlements and verify information can be daunting. For this reason, many people choose to have credit repair company to do this work on their behalf. Not only are they diligent in their work, they also know the ins-and-outs of credit repair better than anyone.

No, but if it is past the statute of limitations for the creditor to file a lawsuit it will be much harder for them to try to collect it from you.

To know whether credit repair is worth it, you just have to look at what your credit account is made of. Also, how credit impacts your every day life and these days it seems like credit is EVERYTHING! When you start realizing how far it goes, and how much money you can save just making this small investment you’ll be amazed. Not having ideal credit can cost you thousands and thousands of dollars over the course of a home or car loan. It can keep you from getting insurance coverage or even a job. It can make even everyday needs and decisions more difficult.